Abstract:Abstract:Economic Reforms in India have not provided any special package to encourage agricultural development in the rural areas in India. Instead, Narasimhamam Committee on Financial Reforms recommended for the dilution of priority sector lending including agriculture by the commercial banks. Bank branches in the rural areas have decreased constraining the cultivators in the rural areas to depend on money lenders (NSSO-2003). Frequent crop failures, natural calamities, un-remunerative prices, escalating costs of cultivation and imperfections in the markets have landed the cultivator households in distress leading to growing debt burden. The report of the expert group on Agricultural Indebtedness (2007) reveals that the share of credit by money lenders had increased from 17.5 percent to 26.8 percent between 1991 and 2002. Against the background elaborated this research paper makes an attempt to examine the debt burden by selecting two villages from Wyra mandal of Khammam district of Telangana State. The objectives of this research paper to find out different sources of credit in the sample villages and examine the extent of debt burden of the sample respondents.
Keywords: women’s defiance, European racism, male chauvinism, search for identity etc.
